I am not really a fan of credit cards especially when people spend WAY more with their credit card then they are able to pay off at the end of the month.  However, there are some good uses for credit cards.  If you happen to be renting a car any time soon-check your credit card agreement.  If we put it on our credit card–it’s just a VISA through our credit union-we get travelers car insurance for the time that we are renting the car-hence-no need to buy the rental car insurance they offer you.